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Monday, 19 January 2026

leasehold management packs


   

 

 









A leasehold management pack (often called an LPE1 pack in England & Wales) is a set of documents provided by the freeholder or managing agent when a leasehold property is being sold.

What it’s for

It gives the buyer and their solicitor key information about how the building is managed and what costs/obligations come with the lease.

What’s usually included

  • LPE1 form (standard enquiries)

  • Ground rent details (amount, review dates, arrears)

  • Service charge accounts (usually last 3 years)

  • Current & future service charge budgets

  • Buildings insurance policy and schedule

  • Planned major works (Section 20 notices)

  • Fire safety / EWS1 info (if applicable)

  • Deed of Covenant / Licence to Assign requirements

  • Notice fees payable after completion

Who provides it

  • The managing agent or

  • The freeholder (if self-managed)

Who pays

  • Almost always the seller

  • Fees typically range from £200–£500+, though some can be higher

How long it takes

  • Commonly 1–3 weeks

  • Delays are a frequent cause of hold-ups in leasehold sales

Why it matters

Buyers’ solicitors will not exchange contracts without it, so ordering it early is critical.

If you want, I can help with:

  • Whether you need one (selling vs buying)

  • How to chase/manage delays

  • Whether a quoted fee is reasonable

  • What to do if the freeholder is unresponsive

Just tell me your situation.





Thursday, 15 January 2026

Problems with a property title examples


   

 

 









Here are common problems with a property title, with clear examples for each. These are issues that can affect ownership, sale, or financing of real estate.


1. Liens on the Property

Example:
A previous owner failed to pay a contractor for renovations. The contractor filed a mechanic’s lien, which must be cleared before the property can be sold.


2. Unpaid Property Taxes

Example:
The seller owes two years of back property taxes. The local government has a tax lien against the property.


3. Errors in Public Records

Example:
A deed misspells the owner’s name or lists the wrong lot number, creating confusion about who legally owns the property.


4. Unknown or Missing Heirs

Example:
An owner dies without a will. Years later, a previously unknown heir appears and claims partial ownership of the property.


5. Boundary Disputes

Example:
A neighbor claims part of the driveway actually belongs to them based on an old survey that conflicts with the current one.


6. Easements

Example:
The utility company has a legal right to access part of the backyard to maintain power lines, limiting how the owner can use that land.


7. Encroachments

Example:
A garage or fence was built partially on a neighbor’s land, or vice versa.


8. Fraud or Forgery

Example:
Someone forged the owner’s signature on a deed and transferred the property illegally.


9. Improperly Recorded Documents

Example:
A mortgage was paid off, but the release was never recorded, making it appear the loan is still outstanding.


10. Judgments Against the Owner

Example:
The owner lost a lawsuit, and a court judgment is attached to the property as a lien.


11. Illegal Deeds or Transfers

Example:
A property was sold by someone who did not have legal authority (such as a co-owner selling without consent).


12. Zoning or Use Restrictions

Example:
The title reveals restrictions preventing the property from being used for commercial purposes, even though the buyer intended to open a business.


Why These Matter

  • Can delay or cancel a sale

  • Can prevent mortgage approval

  • May require legal action or title insurance claims